Gold annual travel insurance
Our annual travel insurance provides our most comprehensive level of cover and offers no limit to the number of trips you take each year. There are two geographical areas: Europe and Worldwide.
Our Gold annual multi-trip travel insurance is available to those under the age of 66 and is based on our most comprehensive cover, Gold Premier.
Our Gold annual multi-trip travel insurance is available to those under the age of 66 and is based on our most comprehensive cover, Gold Premier.
| MEDICAL | Medical Expenses & Repatriation | £10,000,000 |
| Emergency Dental Treatment | £500 | |
| Curtailment & Hospital Benefit | £2,000 | |
| Search & Rescue | £5,000 | |
| Burial or repatriation of mortal remains | Included in Medical Expenses and Repatriation Sum Insured | |
| Cost to return home in case of illness or death of a close relative in UK | Included in Medical Expenses and Repatriation Sum Insured | |
| ACCIDENT | Repayment of Student Loan | £5,000 |
| Accidental Death Compensation | £20,000 | |
| Permanent Total Disablement Compensation | £40,000 | |
| LEGAL | Personal Liability | £2,000,000 |
| Legal Expenses | £20,000 | |
| LUGGAGE | Luggage Max per Single Item Total valuable items |
£1,500 £250 £400 |
| Loss of Tickets & Travel Documents | £250 | |
| Loss of Passport | £500 | |
| Money | £200 | |
| Luggage Delay | £100 | |
| Cancellation | £2,000 | |
| Travel Delay | £2,000 | |
| Missed Departure | £500 | |
| OTHER | Hijack | £3,000 |
| Hostage | £3,000 | |
| Travel Trade Indemnity | £2,000 | |
| Government Travel Restrictions | £1,000 |
Call 0871 230 8491
The small print
Unlimited trips: There is no limit to the number of trips you can take. The maximum stay on a single trip to Europe is 42 days and Worldwide 60 days.
A couple must be de facto spouse or a single parent and accompanying child and must be living at the same address. Individuals in a couple or family may travel separately under this policy, but children must be accompanied by an adult.
A family means de facto spouse or a single parent and accompanying children (max 3) under 18 years of age living at the same address. Individuals in a couple or family may travel separately under this policy, but children must be accompanied by an adult.
All hazardous sports covered by the Premier policy are covered on the annual policy.
Limits of cover are per trip not per policy and per person, not per couple/family.
The fee to waive the medical excess is £16 for an individual, £21 for couples and £26 for families.
Unlimited trips: There is no limit to the number of trips you can take. The maximum stay on a single trip to Europe is 42 days and Worldwide 60 days.
A couple must be de facto spouse or a single parent and accompanying child and must be living at the same address. Individuals in a couple or family may travel separately under this policy, but children must be accompanied by an adult.
A family means de facto spouse or a single parent and accompanying children (max 3) under 18 years of age living at the same address. Individuals in a couple or family may travel separately under this policy, but children must be accompanied by an adult.
All hazardous sports covered by the Premier policy are covered on the annual policy.
Limits of cover are per trip not per policy and per person, not per couple/family.
The fee to waive the medical excess is £16 for an individual, £21 for couples and £26 for families.
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