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Travel Insurance - Why do I need it?

For coverage for unexpected events like these, smart travelers carry a travel insurance plan.


Problem that comes up: Why You Need Travel Insurance:
Your mother gets hurt at home and you must cancel your trip. You need to recover your non-refundable deposits or payments. 
You become ill and must cancel your trip. You need to recover the non-refundable money you've already paid for your trip.
It's10:00 p.m.and you and your traveling companion arrive at the airport for a connecting flight, only to find that your flight has been cancelled. You need help scheduling booking new flights to keep your trip on schedule.
A terrorist incident occurs in a city you are scheduled to visit in three weeks.

You need reimbursement for your pre-paid non-refundable trip costs if you decide not to go.

You are in an accident and adequate medical treatment is not available where you are. You need help arranging a medical emergency evacuation and help with the expenses your own health plan does not cover.
You arrive at your destination without your wallet. You need emergency cash and assistance with replacing your credit cards.
You arrive on time, but your luggage does not. You need help finding it if it's lost, paying for necessities if it’s delayed or replacing it if it’s stolen.
You slip and fall and twist your knee while enjoying the beauty ofVenice! You need help finding an orthopedic doctor who specializes in knee injuries ANDspeaks your language.
Your bag was lost with your insulin inside it. You need help finding your bag as soon as possible and help filling your emergency prescription.
It’s your first trip toFranceand your passport and wallet are stolen. You need emergency cash and help replacing your travel documents.
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