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Travel Insurance - What do I get?
Be Prepared
Find out exactly what's covered under our travel insurance plan.
You'll receive travel, baggage, medical, and travel accident coverage in addition to worldwide emergency assistance services. Buy early and be covered for pre-existing medical conditions, terrorism, and more.
We offer two options. Pick the one that's right for you!
Under our insurance plan, you'll be covered for Trip Cancellation, Trip Interruption, Trip Delay, Lost or Stolen Baggage, Delayed Baggage, Sickness or Accident, Emergency Evacuation, and Accidental Death and Dismemberment. You'll also receive 24-hour Travel and Medical Emergency Assistance and Emergency Cash Transfer services. See what your coverage and maximum benefits are below.
| Standard Program - International Travel |
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Our most comprehensive package, includes medical expense coverage for a covered sickness or injury occurring while on your trip plus coverage for terrorist incidents and financial default, and a waiver of the pre-existing medical conditions exclusion when the plan is purchased within 14 days of payment of trip deposit. |
| Trip Cancellation & Interruption | Reimburses you up to the value of your trip for forfeited, non-refundable, unused payments or deposits if you must cancel or interrupt your trip due to unforeseen covered reasons. | Max. $20,000 |
| Travel Delay | Reimburses you for reasonable additional expenses if your trip is delayed for more than 12 hours until travel becomes possible. | Max. $500 |
| Baggage and Personal Effects | Reimburses you forluggage that is lost, damaged or stolen while you are on your trip. | Max. $1500 |
| Baggage Delay | Reimburses you forthe purchase of essential items if your bags are delayed for more than 24 hours. | Max. $500 |
| Medical Expense | Covers necessary medical expenses for up to one year for a coveredsickness or injury for which you sought initial medical treatment during your trip. | Max. $100,000 |
| Emergency Medical Transportation | Covers evacuation and transportation to the nearest adequate medical facility for a covered sickness or injury while on your trip. | Max. $250,000 |
| Accidental Death & Dismemberment (Common Carrier) | If you suffer a covered loss while a passenger on a common carrier. | Max. $50,000 |
| Accidental Death & Dismemberment (other than Common Carrier) | If you suffer a covered loss while on your trip. | Max. $20,000 |
| AIG Travel Assist | Emergency travel assistance anywhere in the world. |
| Optional Add Ons | (available in STA Travel stores only) |
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| Medical Upgrade | Coverage becomes primary, includes evacuation to Hospital of Choice for covered Emergency Evacuations. |
| Baggage Upgrade | Coverage becomes primary, includes coverage for portable personal computers, cell phones, electronic organizers and portable CD players, cameras and camera equipment which would otherwise be excluded under this plan. |
| Adventure Sports Coverage |
Provides coverage for many sports activities which would otherwise be excluded under this plan. |
| Domestic Air Ticket Comprehensive Program (must be purchased with domestic air ticket) |
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| Cover your travel here in the U.S. with essential travel insurance coverage and 24-hour emergency travel assistance. |
| Trip Cancellation & Interruption | Reimburses you up to the value of your trip for forfeited, non-refundable, unused payments or deposits if you must cancel or interrupt your trip due to unforeseen covered reasons. |
Ticket/Trip Cost |
| Travel Delay | Reimburses you up to $100 per day for reasonable additional expenses if your trip is delayed for more than 12 hours until travel becomes possible. | Max. $300 |
| Baggage and Personal Effects | Reimburses you forluggage that is lost, damaged, or stolen while you are on your trip. | Max. $500 |
| Baggage Delay | Reimburses you forthe purchase of essential items if your bags are delayed for more than 24 hours. | Max. $100 |
| AIG Travel Assist | Emergency travel assistance anywhere in the world. |
Insurance Details
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The world's largest student, youth and budget travel organization. STA Travel specializes in cheap flights, hotels and hostels, student travel insurance and the International Student ID Card (ISIC).
