Don't I Already Have Coverage?
Even frequent travelers can be misinformed about travel, travel insurance coverage and how to handle unexpected travel problems. Preparing for a trip should include having covering for unfortunate occurrences that threaten to interfere with even the best-laid plans. This short quiz will help you learn more about how you can prepare for your trip.
You must be under 35 years of age to purchase our affordable travel insurance online. If you are 35 years of age or over, please call 800.495.5498 for rates.
| True or False: Travel insurance isn’t necessary; it just duplicates coverage I already have. |
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| False! Having excellent medical, auto, and home insurance does not always guarantee coverage when you travel. Also remember that while some travel insurance coverage may be included with certain credit cards, there is very little recourse, other than travel insurance, that will reimburse when travelers need to cancel or interrupt a trip if they or a close family member becomes ill. |
| True or False: Travel suppliers always refund pre-paid expenses if travelers have to cancel their trip due a hurricane, blizzard, or natural disaster. |
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| False! There is no legal obligation for airlines, cruise lines, hotels and tour operators to reimburse non-refundable deposits or pre-payments if travelers are forced to cancel their trips due to hurricanes, blizzards or other natural disasters. |
| True or False: Airlines reimburse you if personal possessions are lost, damaged or delayed while in an airport. |
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| False! Airlines are required to reimburse passengers for lost or damaged bags while in their possession. However, since both airlines and the Transportation Security Administration now handle baggage, it has become more difficult to determine who is liable when it comes to lost or stolen luggage. |
Download coverage details:
Standard Plan
Domestic Air Ticket Plan
Insurance Details
| Why do I need it? | What do I get? | Who provides it? |
| Don't I already have coverage? | FAQ | Buy now |
Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, PA., a Pennsylvania Insurance Company (NAIC #19455) with its principal place of business at 70 Pine Street, New York, NY 10270, currently authorized to transact business in all states and the District of Columbia. The Policy will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states.



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