Get travel insurance | STA Travel

Why Do I Need International Travel Insurance?

For coverage of unexpected events like natural disasters, illness and theft, smart travelers invest in a travel insurance policy. Here are some of the reasons why you should have travel insurance.

Call 800.495.5498
for coverage plans

True or False: Travel insurance isn’t necessary - it just duplicates coverage I already have?
False! Having excellent medical, auto, and home insurance does not always guarantee coverage when you travel. Also remember that while some travel insurance coverage may be included with certain credit cards, it may not reimburse when travelers need to cancel or interrupt a trip if they or a close family member becomes ill.
True or False: Travel suppliers always refund pre-paid expenses if travelers have to cancel their trip due a hurricane, blizzard, or natural disaster.
False! There is no legal obligation for airlines, cruise lines, hotels and tour operators to reimburse non-refundable deposits or pre-payments if travelers are forced to cancel their trips due to hurricanes, blizzards or other natural disasters.

True or False: Travel insurance isn’t necessary - it just duplicates coverage I already have?

False! Having excellent medical, auto, and home insurance does not always guarantee coverage when you travel. Also remember that while some travel insurance coverage may be included with certain credit cards, it may not reimburse when travelers need to cancel or interrupt a trip if they or a close family member becomes ill.

True or False: Travel suppliers always refund pre-paid expenses if travelers have to cancel their trip due a hurricane, blizzard, or natural disaster.

False! There is no legal obligation for airlines, cruise lines, hotels and tour operators to reimburse non-refundable deposits or pre-payments if travelers are forced to cancel their trips due to hurricanes, blizzards or other natural disasters.

Problem That Comes Up:	Why You Need Travel Insurance and Emergency Services:
Your mother gets hurt at home and you must cancel your trip.	You need to recover your non-refundable deposits or payments.
You become ill and must cancel your trip.	You need to recover the non-refundable money you've already paid for your trip.
A terrorist incident occurs in a city you are scheduled to visit in this week.	You need reimbursement for your pre-paid non-refundable trip costs if you cannot travel.
You are in an accident and adequate medical treatment is not available where you are.	You need help arranging a medical emergency evacuation and help with the expenses your own health plan does not cover.
You arrive at your destination on time, but your luggage does not.	You need help finding it if it's lost, paying for necessities if it's delayed or replacing it if it's stolen.
You slip and fall and twist your knee while enjoying the beauty of Venice.	You need help finding an orthopedic doctor who specializes in knee injuries and speaks your language.
Your bag was lost with your insulin inside it.	You need help finding your bag as soon as possible and help filling your emergency prescription.
It's your first trip to France and your passport and wallet are stolen.	You need emergency cash and help replacing your travel documents.
You arrive at your destination without your wallet.	You need emergency cash transferred and assistance with replacing your credit cards.
It's 10:00 p.m. and you and your traveling companion arrive at the airport for a connecting flight, only to find that your flight has been cancelled due to a storm.	You need help scheduling booking new flights to keep your trip on schedule.

Problem That Comes Up:

Why You Need Travel Insurance and Emergency Services:

Your mother gets hurt at home and you must cancel your trip.

You need to recover your non-refundable deposits or payments.

You become ill and must cancel your trip.

You need to recover the non-refundable money you've already paid for your trip.

A terrorist incident occurs in a city you are scheduled to visit in this week.

You need reimbursement for your pre-paid non-refundable trip costs if you cannot travel.

You are in an accident and adequate medical treatment is not available where you are.

You need help arranging a medical emergency evacuation and help with the expenses your own health plan does not cover.

You arrive at your destination on time, but your luggage does not.

You need help finding it if it's lost, paying for necessities if it's delayed or replacing it if it's stolen.

You slip and fall and twist your knee while enjoying the beauty of Venice.

You need help finding an orthopedic doctor who specializes in knee injuries and speaks your language.

Your bag was lost with your insulin inside it.

You need help finding your bag as soon as possible and help filling your emergency prescription.

It's your first trip to France and your passport and wallet are stolen.

You need emergency cash and help replacing your travel documents.

You arrive at your destination without your wallet.

You need emergency cash transferred and assistance with replacing your credit cards.

It's 10:00 p.m. and you and your traveling companion arrive at the airport for a connecting flight, only to find that your flight has been cancelled due to a storm.

You need help scheduling booking new flights to keep your trip on schedule.

Search & Book